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social security

How health care costs affect retirement planning

How health care costs affect retirement planning

Retirement in the United States is no longer what it used to be. Before, people used to work until age 65 and then fully retired for about a decade with a pension and social security. Nowadays, the life expectancy is longer, people work into their seventies, social security is no longer a guarantee and pensions are almost extinguished. For all these reasons, planning ahead for retirement is critical.